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'[OT:] Buying euros with Visa credit card in France'
2008\11\04@153625 by Carlos Marcano

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Hi, list.

I will be doing a short business trip to Grenoble, France sometime in
the first two weeks of december. As in my country there is an special
regulation regime I can't buy dollars or euros freely here (just 600$
per trip if you are lucky enough to get them on time before your trip)
so I would need to buy euros there with my credit card and I was
wondering if that kind of service exists. Thanks in advance for any
help!

Regards,

*Carlos Marcano*
-Guri, Venezuela-

2008\11\04@160825 by Chris McSweeny

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Can you use your credit card in an ATM - do you have a PIN? If so then you
can also use it in an ATM in France to get Euros. Beware you will be charged
for a cash advance and charged interest from the point you withdraw money
(you get no interest free credit period).

2008\11\04@161010 by Bob Blick

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Hi Carlos,

Any automatic teller machine in France will work, just be sure you know
your PIN number. I've never had any problem. The exchange rate is
average but you won't know until you get your bill. Also since there is
a transaction fee you want to make few withdrawls not lots of them.
There is a limit how much you can take in one day, about 300 euros or
maybe a little less.

Cheerful regards,

Bob



On Tue, 4 Nov 2008 16:06:03 -0430, "Carlos Marcano"
<spam_OUTc.marcanoTakeThisOuTspamgmail.com> said:
> Hi, list.
>
> I will be doing a short business trip to Grenoble, France sometime in
> the first two weeks of december. As in my country there is an special
> regulation regime I can't buy dollars or euros freely here (just 600$
> per trip if you are lucky enough to get them on time before your trip)
> so I would need to buy euros there with my credit card and I was
> wondering if that kind of service exists. Thanks in advance for any
> help!

--
http://www.fastmail.fm - Email service worth paying for. Try it for free

2008\11\04@161649 by Tamas Rudnai

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Generally Visa and Mastercard works just fine throughout Europe - just put
your card into an ATM machine and withdraw the amount you want. However,
upon entering the country the immigration officer may ask you to show cash,
if you have enough with you for your trip - they do not accept if you have
credit card...

Tamas




On Tue, Nov 4, 2008 at 8:36 PM, Carlos Marcano <.....c.marcanoKILLspamspam@spam@gmail.com> wrote:

{Quote hidden}

> -

2008\11\04@162430 by Lee Jones

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> short business trip to Grenoble, France
> As in my country there is an special regulation regime I
> can't buy dollars or euros freely here (just 600$ per trip
> if you are lucky enough to get them on time before your trip)
> so I would need to buy euros there with my credit card and I
> was wondering if that kind of service exists.

We're in US.  My son did a semester abroad (spring 2008) and
we found the least expensive way to get foreign currancy was
using an ATM withdrawal when in the destination country.  It
worked great and was the cheapest way to get Euros (best
exchange rate & lowest fees).

He didn't use a VISA to get money but did use his VISA for
various purchases.  They charged a reasonable exchange rate
plus 3% foreign exchange service fee.  Overall, not too bad.

The fees plus poor exchange rates to buy the currancy through
a bank here before departure were higher than using ATMs there.
Our banks were even worse on return to buy back extra Euros.
He sold his leftover Euros to student going abroad this
semester (better deal for both of them).

                                               Lee Jones

2008\11\04@164523 by Wouter van Ooijen

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Tamas Rudnai wrote:
> Generally Visa and Mastercard works just fine throughout Europe - just put
> your card into an ATM machine and withdraw the amount you want. However,
> upon entering the country the immigration officer may ask you to show cash,
> if you have enough with you for your trip - they do not accept if you have
> credit card...

IIRC in Schiphol (Amsterdam airport) there are ATMs in arrival area -
before customs.

--

Wouter van Ooijen

-- -------------------------------------------
Van Ooijen Technische Informatica: http://www.voti.nl
consultancy, development, PICmicro products
docent Hogeschool van Utrecht: http://www.voti.nl/hvu

2008\11\04@172619 by Chris McSweeny

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Aaargh - RAS syndrome strikes again.

On Tue, Nov 4, 2008 at 9:09 PM, Bob Blick <bobblickspamKILLspamftml.net> wrote:

> your PIN number.


On Tue, Nov 4, 2008 at 9:16 PM, Tamas Rudnai <.....tamas.rudnaiKILLspamspam.....gmail.com> wrote:
>
> your card into an ATM machine

2008\11\04@173743 by Bob Blick

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Appending the closing word to the corresponding acronym is required by
the Department of Redundancy Department, didn't you get the memo? It was
in triplicate!

Cheerful regards,

Bob


On Tue, 4 Nov 2008 22:26:17 +0000, "Chris McSweeny"
<EraseMEcpmcsweenyspam_OUTspamTakeThisOuTgmail.com> said:
{Quote hidden}

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2008\11\04@203811 by apptech

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>> Generally Visa and Mastercard works just fine throughout Europe - just
>> put
>> your card into an ATM machine and withdraw the amount you want. However,
>> upon entering the country the immigration officer may ask you to show
>> cash,
>> if you have enough with you for your trip - they do not accept if you
>> have
>> credit card...

> IIRC in Schiphol (Amsterdam airport) there are ATMs in arrival area -
> before customs.

What they all said, plus ...

Can be bank specific andf even perhaps card subtype specific.
I've had almost zero problems in Asia or many places in Europe, but I have
heard that some don't always work.
I found an ATM at a bank branch in a mall China that would not give cash
from VISA but outside there were about 5 in a row of different brands. I
chose one I knew had worked elsewhere.

A point to note is that if a machine swallows your card it may be hard to
get it back depending on your schedule (and possibly language issues) and if
your card dies, as happens, and is your sole funding source you can be in
trouble. Just before going overseas recently I had a card swipe system (in a
travel agent's) die while I was using it and destroy my card in the process.
This is the only time in dcades of use that I have had such an experience
but you'd like to have a backup if it happened overseas. (When the agent's
machine failed to read my card I moved to an adjacent ATM and it obligingly
ate my card :-).)

In Asia (HK / China) I am invariably charged $NZ7.50 per VISA cash withdrawl
but on this trip on one occasion (maybe Brunei on the way home?)


R



2008\11\04@210021 by Carlos Marcano

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Thanks everyone for your answers!

I forgot to mention that, because of the regulations, we (venezuelans)
are limited to 300$ (IIRC) withdrawals per month using the credit
cards, so ATM withdrawals are almost ruled out.

Thats the other reason that makes getting foreign cash for us pretty difficult!

Regards,

*Carlos Marcano*
-Guri, Venezuela-

2008/11/4 apptech <KILLspamapptechKILLspamspamparadise.net.nz>:
{Quote hidden}

> -

2008\11\06@175810 by Carlos Marcano

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So I got into a no win situation? ;)

Regards,

*Carlos Marcano*
-Guri, Venezuela-

2008/11/4 Carlos Marcano <RemoveMEc.marcanoTakeThisOuTspamgmail.com>:
{Quote hidden}

>> --

2008\11\06@182924 by Tamas Rudnai

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> I forgot to mention that, because of the regulations, we (venezuelans)
> are limited to 300$ (IIRC) withdrawals per month using the credit
> cards, so ATM withdrawals are almost ruled out.

I usually do not withdraw from credit card, but paying with it. Withdrawal
is extra charged anyway - punished whoever takes cash. But the good news is
that you can pay by card most places here in Europe.

Tamas



On Thu, Nov 6, 2008 at 10:58 PM, Carlos Marcano <TakeThisOuTc.marcanoEraseMEspamspam_OUTgmail.com> wrote:

{Quote hidden}

2008\11\13@151433 by Mongol Herdsman

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Carlos Marcano wrote:
> I will be doing a short business trip to Grenoble, France sometime in
> the first two weeks of december. As in my country there is an special
> regulation regime I can't buy dollars or euros freely here (just 600$
> per trip if you are lucky enough to get them on time before your trip)

Buy traveler checks then - AmEx or whatever.

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